Almost any judgment against you is a bad thing. (I would prefer to chew glass or have a root canal than learn that a judgment has been entered against me.)

Many of our subscribers ask us to define a legal judgment – so we did. Check out the various kinds of legal judgments and definitions.

There are many different kinds of legal judgments and each will affect your credit rating in different ways.  The best thing to do in order to have your credit rating stay healthy is not get your financial identity into situations you can’t control.

Civil judgments are the final determination by a court in a lawsuit that involves two parties.  If you sue somebody because they didn’t honor a contract (called “breach”) and you win, then the judge will order a judgment against the other party to order them to fulfill the contract or pay a certain amount of money.

Another example of a civil judgment is a divorce decree, ordered by a judge.  It will distribute any property you may own jointly, take care of spousal support and take custody of the children in a way you both agree.

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A Criminal Judgment is the final decision in a criminal proceeding.  It is different from a civil lawsuit, as they are between two persons.  Criminal proceedings are between a citizen and a governmental entity.  Whatever the judge returns as a verdict it is considered a criminal judgment. Get a FREE credit consultation with credit repair experts by calling 1-800-298-4297